:root{--navy:#0a2540;--navy2:#071a30;--blue:#14509e;--gold:#c9a227;--gold2:#e3b93e;--ink:#1c2b3a;--mut:#5a6b7c;--bg:#f6f8fb;--line:#dfe6ee;--radius:14px}
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;color:var(--ink);line-height:1.6;background:#fff}
h1,h2,h3,.display{font-family:'Archivo',system-ui,sans-serif;line-height:1.15;color:var(--navy)}
a{color:var(--blue)}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}
.btn{display:inline-block;background:var(--gold);color:var(--navy2);font-weight:700;padding:13px 26px;border-radius:999px;text-decoration:none;border:2px solid var(--gold);transition:.15s}
.btn:hover{background:var(--gold2);border-color:var(--gold2)}
.btn.alt{background:transparent;color:#fff;border-color:#fff}
.btn.alt:hover{background:rgba(255,255,255,.12)}
.btn.navy{background:var(--navy);border-color:var(--navy);color:#fff}
.btn.navy:hover{background:var(--blue);border-color:var(--blue)}
header.site{position:sticky;top:0;z-index:50;background:#00264b;border-bottom:2px solid var(--gold)}
.nav{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:10px 0}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none}
.logo img.brand-banner{height:84px;width:auto;display:block}
.foot-badge{width:148px;height:148px;border-radius:50%;object-fit:cover;display:block}
.logo .mark{width:42px;height:42px;border-radius:10px;background:var(--navy);display:flex;align-items:center;justify-content:center;flex:none}
.logo .word{font-family:'Archivo',sans-serif;font-weight:800;font-size:20px;color:var(--navy);line-height:1}
.logo .word small{display:block;font-size:11px;letter-spacing:3.5px;color:var(--gold);font-weight:700;margin-top:2px}
.navlinks{display:flex;align-items:center;gap:26px}
.navlinks a{text-decoration:none;color:#e8eef6;font-weight:600;font-size:15px}
.navlinks a:hover{color:var(--gold2)}
.navlinks .btn{padding:9px 20px}
.burger{display:none;background:none;border:0;font-size:26px;cursor:pointer;color:#fff}
.hero{background:linear-gradient(135deg,var(--navy2),var(--navy) 55%,#0e3a63);color:#fff;padding:74px 0 64px}
.hero h1{color:#fff;font-size:44px;font-weight:800;max-width:720px}
.hero h1 .gold{color:var(--gold2)}
.hero p.lede{font-size:19px;color:#cfdce9;max-width:640px;margin:18px 0 30px}
.hero .cta-row{display:flex;gap:14px;flex-wrap:wrap}
.hero .paths{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:44px}
.path{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.16);border-radius:var(--radius);padding:24px}
.path h3{color:#fff;font-size:19px;margin-bottom:8px}
.path p{color:#cfdce9;font-size:15px;margin-bottom:16px}
.strip{background:var(--gold);color:var(--navy2)}
.strip .wrap{display:flex;gap:10px;flex-wrap:wrap;justify-content:space-between;padding-top:14px;padding-bottom:14px}
.strip span{font-weight:700;font-size:14.5px;display:flex;align-items:center;gap:8px}
section{padding:64px 0}
section.tint{background:var(--bg)}
.kicker{font-size:13px;font-weight:800;letter-spacing:2.5px;text-transform:uppercase;color:var(--gold);margin-bottom:10px}
h2.title{font-size:32px;font-weight:800;margin-bottom:12px}
.sub{color:var(--mut);max-width:680px;margin-bottom:36px;font-size:17px}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;text-decoration:none;color:var(--ink);display:block;transition:.15s}
.card:hover{border-color:var(--gold);box-shadow:0 8px 24px rgba(10,37,64,.08);transform:translateY(-2px)}
.card .ic{font-size:26px;margin-bottom:10px}
.card h3{font-size:18px;margin-bottom:6px}
.card p{color:var(--mut);font-size:14.5px}
.card .go{color:var(--blue);font-weight:700;font-size:14px;margin-top:12px;display:inline-block}
.catlabel{grid-column:1/-1;font-family:'Archivo',sans-serif;font-weight:800;color:var(--navy);font-size:15px;letter-spacing:1.5px;text-transform:uppercase;margin-top:14px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:step}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.step .n{width:38px;height:38px;border-radius:50%;background:var(--navy);color:var(--gold2);font-family:'Archivo',sans-serif;font-weight:800;display:flex;align-items:center;justify-content:center;margin-bottom:14px}
.step h3{font-size:17px;margin-bottom:6px}
.step p{color:var(--mut);font-size:14.5px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.checks{list-style:none}
.checks li{padding:10px 0 10px 34px;position:relative;border-bottom:1px solid var(--line)}
.checks li:before{content:'\2713';position:absolute;left:0;top:10px;width:22px;height:22px;border-radius:50%;background:var(--gold);color:var(--navy2);font-weight:800;font-size:13px;display:flex;align-items:center;justify-content:center}
.checks li b{color:var(--navy)}
.faq{max-width:820px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:10px;padding:0 20px}
.faq summary{cursor:pointer;font-weight:700;color:var(--navy);padding:16px 0;font-size:16.5px;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq details p{padding:0 0 18px;color:var(--mut)}
form.lead{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px}
form.lead label{display:block;font-weight:600;font-size:14px;color:var(--navy);margin:14px 0 6px}
form.lead input,form.lead select,form.lead textarea{width:100%;padding:12px 14px;border:1px solid var(--line);border-radius:10px;font:inherit;font-size:15px;background:#fff}
form.lead textarea{min-height:110px}
form.lead .row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
form.lead button{margin-top:20px;width:100%;cursor:pointer;font-size:16px}
form.lead .fine{font-size:12.5px;color:var(--mut);margin-top:12px}
.checks-grid{display:grid;grid-template-columns:1fr 1fr;gap:6px 14px;margin-top:6px}
.checks-grid label{display:flex;gap:8px;align-items:center;font-weight:500;margin:0}
.checks-grid input{width:auto}
form.lead .checks-grid label{display:flex;gap:8px;align-items:center;font-weight:500;margin:0}
form.lead .checks-grid input{width:auto;flex:none}
form.lead .svc-scroll{max-height:360px;overflow:auto;border:1px solid var(--line);border-radius:10px;padding:6px 14px 12px;margin-top:6px}
form.lead .radio-row{display:flex;gap:20px;flex-wrap:wrap;margin-top:6px}
form.lead .radio-row label{display:flex;gap:7px;align-items:center;font-weight:600;margin:0}
form.lead .radio-row input{width:auto}
.matchbox{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:22px;margin-top:22px;text-align:left}
.matchbox h3{font-size:19px;margin-bottom:8px}
.matchbox p{color:var(--mut)}
.procard{border:1px solid var(--line);border-left:4px solid var(--gold);border-radius:10px;padding:14px 16px;margin-top:12px;background:#fff}
.procard h4{color:var(--navy);font-size:16.5px;margin-bottom:2px}
.procard p{color:var(--mut);font-size:14px}
.procard a{font-weight:700;font-size:14px}
.plans{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.plan{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}
.plan.featured{border-color:var(--gold);box-shadow:0 8px 24px rgba(10,37,64,.08)}
.plan h3{font-size:19px;margin-bottom:4px}
.plan ul{list-style:none;margin-top:6px}
.plan li{padding:7px 0 7px 26px;position:relative;color:var(--mut);font-size:14.5px;border-bottom:1px solid var(--line)}
.plan li:last-child{border-bottom:0}
.plan li:before{content:'¹3';position:absolute;left:0;top:7px;width:19px;height:19px;border-radius:50%;background:var(--gold);color:var(--navy2);font-weight:800;font-size:11px;display:flex;align-items:center;justify-content:center}
.partner h3 a{color:var(--navy);text-decoration:none}
.partner h3 a:hover{color:var(--blue)}
.ctaband{background:var(--navy);color:#fff;border-radius:var(--radius);padding:40px;text-align:center}
.ctaband h2{color:#fff;margin-bottom:10px}
.ctaband p{color:#cfdce9;margin-bottom:22px}
footer.site{background:var(--navy2);color:#b9c8d8;padding:54px 0 30px;margin-top:0}
footer.site .cols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:30px}
footer.site h4{color:#fff;font-family:'Archivo',sans-serif;font-size:15px;margin-bottom:14px}
footer.site a{color:#b9c8d8;text-decoration:none;font-size:14.5px;display:block;padding:3px 0}
footer.site a:hover{color:var(--gold2)}
footer.site .fineprint{border-top:1px solid rgba(255,255,255,.14);margin-top:36px;padding-top:20px;font-size:13px;color:#8195ab}
.crumb{font-size:13.5px;color:var(--mut);margin-bottom:14px}
.crumb a{color:var(--mut)}
.article{max-width:820px}
.article p{margin-bottom:16px;color:#33475c;font-size:16.5px}
.article h2{font-size:26px;font-weight:800;margin:32px 0 12px}
.article h3{font-size:20px;font-weight:800;margin:24px 0 10px;color:var(--navy)}
.article ul,.article ol{margin:0 0 18px 22px;color:#33475c}
.article li{margin-bottom:8px;font-size:16.5px}
.byline{color:var(--mut);font-size:14.5px;margin-top:14px}
.byline b{color:var(--navy)}
.blogband{background:linear-gradient(135deg,var(--navy2),var(--navy) 55%,#0e3a63);color:#fff;padding:56px 0 48px}
.blogband h1{color:#fff;font-size:36px;font-weight:800;max-width:820px}
.blogband .byline{color:#cfdce9}
.blogband .byline b{color:#fff}
.blogmeta{font-size:13px;font-weight:700;letter-spacing:1px;text-transform:uppercase;color:var(--gold);margin-bottom:8px}
.postcard h3{font-size:19px}
.signoff{border-top:1px solid var(--line);margin-top:34px;padding-top:16px;color:var(--mut);font-size:14.5px}
@media(max-width:900px){.grid{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.hero .paths,.split{grid-template-columns:1fr}footer.site .cols{grid-template-columns:1fr 1fr}.hero h1{font-size:34px}}
@media(max-width:640px){.grid{grid-template-columns:1fr}.plans{grid-template-columns:1fr}.navlinks{display:none;position:absolute;top:106px;left:0;right:0;background:#00264b;flex-direction:column;align-items:flex-start;padding:18px 20px;border-bottom:2px solid var(--gold)}.navlinks.open{display:flex}.burger{display:block}form.lead .row{grid-template-columns:1fr}}